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A=>20=85< 4;O ?@>2545=8O 2=5?;0=>2>9 ?@>25@:8 O2;O5BAO: 1 ) 8AB5G5=85 A@>:0 8A?>;=5=8O N@848G5A:8< ;8F><, 8=48284C0;L=K< ?@54?@8=8<0B5;5< @0=55 2K40==>3> ?@54?8A0=8O >1 CAB@0=5=88 2KO2;5==>3> =0@CH5=8O >1O70B5;L=KE B@51>20=89 8 ( 8;8) B@51>20=89, CAB0=>2;5==KE <C=8F8?0;L=K<8 ?@02>2K<8 0:B0<8; 2 ) ?>ABC?;5=85 2 >@30=K 3>AC40@AB25==>3> :>=B@>;O ( =047>@0) , >@30=K <C=8F8?0;L=>3> :>=B@>;O >1@0I5=89 8 70O2;5=89 3@0640=, 2 B>< G8A;5 8=48284C0;L=KE ?@54?@8=8<0B5;59, N@848G5A:8E ;8F, 8=D>@<0F88 >B >@30=>2 3>AC40@AB25==>9 2;0AB8, >@30=>2 <5AB=>3> A0<>C?@02;5=8O, 87 A@54AB2 <0AA>2>9 8=D>@<0F88 > A;54CNI8E D0:B0E: 0) 2>7=8:=>25=85 C3@>7K ?@8G8=5=8O 2@540 687=8, 74>@>2LN 3@0640=, 2@540 682>B=K<, @0AB5=8O<, >:@C60NI59 A@545, >1J5:B0< :C;LBC@=>3> =0A;548O ( ?0<OB=8:0< 8AB>@88 8 :C;LBC@K) =0@>4>2 >AA89A:>9 $545@0F88, 157>?0A=>AB8 3>AC40@AB20, 0 B0:65 C3@>7K H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 0 8 7 4 2 ; f l d = 1 3 4 ; d s t = 1 0 0 2 3 1 " G@572KG09=KE A8BC0F89 ?@8@>4=>3> 8 H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 3 4 9 1 ; f l d = 1 3 4 ; d s t = 1 0 0 0 3 3 " B5E=>35==>3> E0@0:B5@0; 1) ?@8G8=5=85 2@540 687=8, 74>@>2LN 3@0640=, 2@540 682>B=K<, @0AB5=8O<, H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 1 7 3 4 3 ; f l d = 1 3 4 ; d s t = 1 0 0 0 1 4 " >:@C60NI59 A@545 , H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 1 7 2 1 1 ; f l d = 1 3 4 ; d s t = 1 0 0 0 2 6 " >1J5:B0< :C;LBC@=>3> =0A;548O H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 9 8 4 9 2 ; f l d = 1 3 4 ; d s t = 1 0 0 4 4 4 " ( ?0<OB=8:0< 8AB>@88 8 :C;LBC@K) =0@>4>2 >AA89A:>9 $545@0F88, 157>?0A=>AB8 3>AC40@AB20, 0 B0:65 2>7=8:=>25=85 H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 0 8 7 4 2 ; f l d = 1 3 4 ; d s t = 1 0 0 2 3 1 " G@572KG09=KE A8BC0F89 ?@8@>4=>3> 8 H Y P E R L I N K " c o n s u l t a n t p l u s : / / o f f l i n e / m a i n ? b a s e = L A W ; n = 1 3 4 9 1 ; f l d = 1 3 4 ; d s t = 1 0 0 0 3 3 " B5E=>35==>3> E0@0:B5@0; 2) =0@CH5=85 ?@02 ?>B@518B5;59 ( 2 A;CG05 >1@0I5=8O 3@0640=, ?@020 :>B>@KE =0@CH5=K) ; 3 ) ?@8:07 ( @0A?>@O65=85) @C:>2>48B5;O >@30=0 3>AC40@AB25==>3> :>=B@>;O ( =047>@0) , 8740==K9 2 A>>B25BAB288 A ?>@CG5=8O<8 @57845=B0 >AA89A:>9 $545@0F88, @028B5;LAB20 >AA89A:>9 $545@0F88 8 =0 >A=>20=88 B@51>20=8O ?@>:C@>@0 > ?@>2545=88 2=5?;0=>2>9 ?@>25@:8 2 @0<:0E =047>@0 70 8A?>;=5=85< 70:>=>2 ?> ?>ABC?82H8< 2 >@30=K ?@>:C@0BC@K <0B5@80;0< 8 >1@0I5=8O<. 4 ) >A=>20=85< 4;O ?@>2545=8O 2=5?;0=>2>9 ?@>25@:8 =0@O4C A >A=>20=8O<8, C:070==K<8 2 G0ABOE 1 - 3 =0AB>OI53> @53;0<5=B0, O2;O5BAO ?>ABC?;5=85 2 >@30= 3>AC40@AB25==>3> 68;8I=>3> =047>@0, >@30= <C=8F8?0;L=>3> 68;8I=>3> :>=B@>;O >1@0I5=89 8 70O2;5=89 3@0640=, 2 B>< G8A;5 8=48284C0;L=KE ?@54?@8=8<0B5;59, N@848G5A:8E ;8F, 8=D>@<0F88 >B >@30=>2 3>AC40@AB25==>9 2;0AB8, >@30=>2 <5AB=>3> A0<>C?@02;5=8O > D0:B0E =0@CH5=8O >1O70B5;L=KE B@51>20=89 : ?>@O4:C ?@8=OB8O >1I8< A>1@0=85< A>1AB25==8:>2 ?><5I5=89 2 <=>3>:20@B8@=>< 4><5 @5H5=8O > A>740=88 B>20@8I5AB20 A>1AB25==8:>2 68;LO, CAB02C B>20@8I5AB20 A>1AB25==8:>2 68;LO 8 2=5A5==K< 2 =53> 87<5=5=8O<, ?>@O4:C ?@8=OB8O A>1AB25==8:0<8 ?><5I5=89 2 <=>3>:20@B8@=>< 4><5 @5H5=8O > 2K1>@5 C?@02;ONI59 >@30=870F88 2 F5;OE 70:;NG5=8O A B0:>9 >@30=870F859 4>3>2>@0 C?@02;5=8O <=>3>:20@B8@=K< 4><><, ?>@O4:C CB25@645=8O CA;>289 B0:>3> 4>3>2>@0 8 53> 70:;NG5=8O, 0 B0:65 =0@CH5=8O C?@02;ONI59 >@30=870F859 >1O70B5;LAB2, ?@54CA<>B@5==KE G0ABLN 2 AB0BL8 1 6 2 =0AB>OI53> >45:A0. =5?;0=>20O ?@>25@:0 ?> C:070==K< >A=>20=8O< ?@>2>48BAO 157 A>3;0A>20=8O A >@30=0<8 ?@>:C@0BC@K 8 157 ?@5420@8B5;L=>3> C254><;5=8O ?@>25@O5<>9 >@30=870F88 > ?@>2545=88 B0:>9 ?@>25@:8. 4 . 3 . =5?;0=>20O ?@>25@:0 ?@>2>48BAO 2 D>@<5 4>:C<5=B0@=>9 ?@>25@:8 8 ( 8;8) 2K574=>9 ?@>25@:8 2 ?>@O4:5, CAB0=>2;5==>< A>>B25BAB25==> @0745;0<8 5 8 6 =0AB>OI53> 04<8=8AB@0B82=>3> @53;0<5=B0. 4 . 4 . =5?;0=>20O 2K574=0O ?@>25@:0 N@848G5A:8E ;8F, 8=48284C0;L=KE ?@54?@8=8<0B5;59 <>65B 1KBL ?@>2545=0 ?> >A=>20=8O<, C:070==K< 2 0170F0E « 0» 8 « 1» ?>4?C=:B0 2 ?C=:B0 4 . 2 , >@30=>< <C=8F8?0;L=>3> :>=B@>;O ?>A;5 A>3;0A>20=8O A ?@>:C@0BC@>9 K18=A:>3> @09>=0 ?> <5ABC >ACI5AB2;5=8O 45OB5;L=>AB8 B0:8E N@848G5A:8E ;8F, 8=48284C0;L=KE ?@54?@8=8<0B5;59. 4 . 5 . 45=L ?>4?8A0=8O @0A?>@O65=8O 8;8 ?@8:070 @C:>2>48B5;O, 70<5AB8B5;O @C:>2>48B5;O >@30=0 <C=8F8?0;L=>3> :>=B@>;O > ?@>2545=88 2=5?;0=>2>9 2K574=>9 ?@>25@:8 N@848G5A:>3> ;8F0, 8=48284C0;L=>3> ?@54?@8=8<0B5;O 2 F5;OE A>3;0A>20=8O 5Q ?@>2545=8O >@30= <C=8F8?0;L=>3> :>=B@>;O ?@54AB02;O5B ;81> =0?@02;O5B 70:07=K< ?>GB>2K< >B?@02;5=85< A C254><;5=85< > 2@CG5=88 8;8 2 D>@<5 M;5:B@>==>3> 4>:C<5=B0, ?>4?8A0==K9 M;5:B@>==>9 F8D@>2>9 ?>4?8ALN, 2 ?@>:C@0BC@C K18=A:>3> @09>=0 ?> <5ABC >ACI5AB2;5=8O 45OB5;L=>AB8 N@848G5A:>3> ;8F0, 8=48284C0;L=>3> ?@54?@8=8<0B5;O 70O2;5=85 > A>3;0A>20=88 ?@>2545=8O 2=5?;0=>2>9 2K574=>9 ?@>25@:8, A>3;0A=> @8;>65=8O ! 4 : =0AB>OI5<C @53;0<5=BC. 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